LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,857
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,408
−HK$1,575/mo
Today · 4.125%
HK$52,983
baseline
▲ 0.50% · 4.625%
HK$56,207
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,966/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,465
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,953
−HK$1,509/mo
Today · 4.125%
HK$58,462
baseline
▲ 0.50% · 4.625%
HK$61,544
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,924/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,828
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,689
−HK$1,891/mo
Today · 4.125%
HK$63,580
baseline
▲ 0.50% · 4.625%
HK$67,449
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,160/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,558
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,344
−HK$1,810/mo
Today · 4.125%
HK$70,154
baseline
▲ 0.50% · 4.625%
HK$73,852
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,308/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,800
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,971
−HK$2,206/mo
Today · 4.125%
HK$74,177
baseline
▲ 0.50% · 4.625%
HK$78,690
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,354/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,652
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,734
−HK$2,113/mo
Today · 4.125%
HK$81,847
baseline
▲ 0.50% · 4.625%
HK$86,161
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,694/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,743
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,534
−HK$2,836/mo
Today · 4.125%
HK$95,370
baseline
▲ 0.50% · 4.625%
HK$101,173
+HK$5,803/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,740/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,838
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,515
−HK$2,717/mo
Today · 4.125%
HK$105,232
baseline
▲ 0.50% · 4.625%
HK$110,779
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,464/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,247 · Scale 2, in force from 26 Feb 2026)