LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,858
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,408
−HK$1,576/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$56,208
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,954
−HK$1,509/mo
Today · 4.125%
HK$58,463
baseline
▲ 0.50% · 4.625%
HK$61,544
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,926/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,829
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,690
−HK$1,891/mo
Today · 4.125%
HK$63,581
baseline
▲ 0.50% · 4.625%
HK$67,450
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,162/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,559
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,344
−HK$1,811/mo
Today · 4.125%
HK$70,155
baseline
▲ 0.50% · 4.625%
HK$73,853
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,310/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,801
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,972
−HK$2,206/mo
Today · 4.125%
HK$74,178
baseline
▲ 0.50% · 4.625%
HK$78,691
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,356/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,652
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,735
−HK$2,113/mo
Today · 4.125%
HK$81,848
baseline
▲ 0.50% · 4.625%
HK$86,162
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,696/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,744
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,535
−HK$2,836/mo
Today · 4.125%
HK$95,371
baseline
▲ 0.50% · 4.625%
HK$101,174
+HK$5,803/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,742/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,839
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,516
−HK$2,717/mo
Today · 4.125%
HK$105,233
baseline
▲ 0.50% · 4.625%
HK$110,780
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,466/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,258 · Scale 2, in force from 26 Feb 2026)