LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,859
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,410
−HK$1,575/mo
Today · 4.125%
HK$52,985
baseline
▲ 0.50% · 4.625%
HK$56,210
+HK$3,225/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,970/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,468
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,955
−HK$1,509/mo
Today · 4.125%
HK$58,464
baseline
▲ 0.50% · 4.625%
HK$61,546
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,928/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,831
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,692
−HK$1,891/mo
Today · 4.125%
HK$63,583
baseline
▲ 0.50% · 4.625%
HK$67,451
+HK$3,868/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,166/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,561
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,346
−HK$1,811/mo
Today · 4.125%
HK$70,157
baseline
▲ 0.50% · 4.625%
HK$73,855
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,314/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,802
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,974
−HK$2,206/mo
Today · 4.125%
HK$74,180
baseline
▲ 0.50% · 4.625%
HK$78,693
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,360/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,655
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,737
−HK$2,113/mo
Today · 4.125%
HK$81,850
baseline
▲ 0.50% · 4.625%
HK$86,164
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,700/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,746
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,538
−HK$2,836/mo
Today · 4.125%
HK$95,374
baseline
▲ 0.50% · 4.625%
HK$101,177
+HK$5,803/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,748/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,842
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,519
−HK$2,717/mo
Today · 4.125%
HK$105,236
baseline
▲ 0.50% · 4.625%
HK$110,783
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,472/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,283 · Scale 2, in force from 26 Feb 2026)