LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,860
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,411
−HK$1,576/mo
Today · 4.125%
HK$52,987
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,974/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,469
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,957
−HK$1,509/mo
Today · 4.125%
HK$58,466
baseline
▲ 0.50% · 4.625%
HK$61,548
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,932/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,832
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,693
−HK$1,891/mo
Today · 4.125%
HK$63,584
baseline
▲ 0.50% · 4.625%
HK$67,453
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,168/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,563
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,348
−HK$1,811/mo
Today · 4.125%
HK$70,159
baseline
▲ 0.50% · 4.625%
HK$73,857
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,318/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,804
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,976
−HK$2,206/mo
Today · 4.125%
HK$74,182
baseline
▲ 0.50% · 4.625%
HK$78,696
+HK$4,514/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,364/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,657
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,739
−HK$2,113/mo
Today · 4.125%
HK$81,852
baseline
▲ 0.50% · 4.625%
HK$86,167
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,704/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,749
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,540
−HK$2,837/mo
Today · 4.125%
HK$95,377
baseline
▲ 0.50% · 4.625%
HK$101,180
+HK$5,803/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,754/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,844
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,522
−HK$2,717/mo
Today · 4.125%
HK$105,239
baseline
▲ 0.50% · 4.625%
HK$110,786
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,478/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,309 · Scale 2, in force from 26 Feb 2026)