LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,861
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,412
−HK$1,576/mo
Today · 4.125%
HK$52,988
baseline
▲ 0.50% · 4.625%
HK$56,212
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,976/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,470
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,958
−HK$1,509/mo
Today · 4.125%
HK$58,467
baseline
▲ 0.50% · 4.625%
HK$61,549
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,934/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,833
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,695
−HK$1,890/mo
Today · 4.125%
HK$63,585
baseline
▲ 0.50% · 4.625%
HK$67,454
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,170/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,564
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,349
−HK$1,811/mo
Today · 4.125%
HK$70,160
baseline
▲ 0.50% · 4.625%
HK$73,858
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,320/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,806
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,977
−HK$2,206/mo
Today · 4.125%
HK$74,183
baseline
▲ 0.50% · 4.625%
HK$78,697
+HK$4,514/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,366/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,658
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,741
−HK$2,113/mo
Today · 4.125%
HK$81,854
baseline
▲ 0.50% · 4.625%
HK$86,168
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,708/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,750
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,542
−HK$2,836/mo
Today · 4.125%
HK$95,378
baseline
▲ 0.50% · 4.625%
HK$101,182
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,756/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,846
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,524
−HK$2,716/mo
Today · 4.125%
HK$105,240
baseline
▲ 0.50% · 4.625%
HK$110,788
+HK$5,548/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,480/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,325 · Scale 2, in force from 26 Feb 2026)