LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,863
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,414
−HK$1,576/mo
Today · 4.125%
HK$52,990
baseline
▲ 0.50% · 4.625%
HK$56,214
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,980/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,472
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,960
−HK$1,509/mo
Today · 4.125%
HK$58,469
baseline
▲ 0.50% · 4.625%
HK$61,551
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,938/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,836
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,697
−HK$1,891/mo
Today · 4.125%
HK$63,588
baseline
▲ 0.50% · 4.625%
HK$67,457
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,176/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,567
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,352
−HK$1,811/mo
Today · 4.125%
HK$70,163
baseline
▲ 0.50% · 4.625%
HK$73,861
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,326/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,808
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,980
−HK$2,206/mo
Today · 4.125%
HK$74,186
baseline
▲ 0.50% · 4.625%
HK$78,700
+HK$4,514/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,372/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,661
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,744
−HK$2,113/mo
Today · 4.125%
HK$81,857
baseline
▲ 0.50% · 4.625%
HK$86,172
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,714/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,754
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,545
−HK$2,837/mo
Today · 4.125%
HK$95,382
baseline
▲ 0.50% · 4.625%
HK$101,186
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,764/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,850
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,528
−HK$2,717/mo
Today · 4.125%
HK$105,245
baseline
▲ 0.50% · 4.625%
HK$110,792
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,490/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,362 · Scale 2, in force from 26 Feb 2026)