LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,865
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,416
−HK$1,576/mo
Today · 4.125%
HK$52,992
baseline
▲ 0.50% · 4.625%
HK$56,216
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,984/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,474
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,962
−HK$1,509/mo
Today · 4.125%
HK$58,471
baseline
▲ 0.50% · 4.625%
HK$61,554
+HK$3,083/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,942/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,838
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,699
−HK$1,891/mo
Today · 4.125%
HK$63,590
baseline
▲ 0.50% · 4.625%
HK$67,460
+HK$3,870/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,180/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,569
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,355
−HK$1,811/mo
Today · 4.125%
HK$70,166
baseline
▲ 0.50% · 4.625%
HK$73,864
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,332/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,811
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,983
−HK$2,206/mo
Today · 4.125%
HK$74,189
baseline
▲ 0.50% · 4.625%
HK$78,703
+HK$4,514/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,378/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,664
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,747
−HK$2,113/mo
Today · 4.125%
HK$81,860
baseline
▲ 0.50% · 4.625%
HK$86,175
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,720/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,757
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,549
−HK$2,837/mo
Today · 4.125%
HK$95,386
baseline
▲ 0.50% · 4.625%
HK$101,190
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,772/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,854
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,532
−HK$2,717/mo
Today · 4.125%
HK$105,249
baseline
▲ 0.50% · 4.625%
HK$110,796
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,498/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,398 · Scale 2, in force from 26 Feb 2026)