LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,866
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,417
−HK$1,576/mo
Today · 4.125%
HK$52,993
baseline
▲ 0.50% · 4.625%
HK$56,218
+HK$3,225/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,986/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,476
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,964
−HK$1,509/mo
Today · 4.125%
HK$58,473
baseline
▲ 0.50% · 4.625%
HK$61,555
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,946/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,840
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,701
−HK$1,891/mo
Today · 4.125%
HK$63,592
baseline
▲ 0.50% · 4.625%
HK$67,462
+HK$3,870/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,184/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,571
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,356
−HK$1,812/mo
Today · 4.125%
HK$70,168
baseline
▲ 0.50% · 4.625%
HK$73,866
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,336/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,813
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,984
−HK$2,207/mo
Today · 4.125%
HK$74,191
baseline
▲ 0.50% · 4.625%
HK$78,705
+HK$4,514/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,382/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,666
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,749
−HK$2,113/mo
Today · 4.125%
HK$81,862
baseline
▲ 0.50% · 4.625%
HK$86,177
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,724/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,759
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,551
−HK$2,837/mo
Today · 4.125%
HK$95,388
baseline
▲ 0.50% · 4.625%
HK$101,192
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,776/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,856
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,535
−HK$2,716/mo
Today · 4.125%
HK$105,251
baseline
▲ 0.50% · 4.625%
HK$110,799
+HK$5,548/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,502/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,422 · Scale 2, in force from 26 Feb 2026)