LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,867
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,418
−HK$1,576/mo
Today · 4.125%
HK$52,994
baseline
▲ 0.50% · 4.625%
HK$56,219
+HK$3,225/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,988/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,476
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,964
−HK$1,510/mo
Today · 4.125%
HK$58,474
baseline
▲ 0.50% · 4.625%
HK$61,556
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,948/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,840
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,702
−HK$1,891/mo
Today · 4.125%
HK$63,593
baseline
▲ 0.50% · 4.625%
HK$67,462
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,186/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,572
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,357
−HK$1,811/mo
Today · 4.125%
HK$70,168
baseline
▲ 0.50% · 4.625%
HK$73,867
+HK$3,699/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,336/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,814
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,985
−HK$2,207/mo
Today · 4.125%
HK$74,192
baseline
▲ 0.50% · 4.625%
HK$78,706
+HK$4,514/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,384/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,667
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,750
−HK$2,113/mo
Today · 4.125%
HK$81,863
baseline
▲ 0.50% · 4.625%
HK$86,178
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,726/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,761
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,553
−HK$2,836/mo
Today · 4.125%
HK$95,389
baseline
▲ 0.50% · 4.625%
HK$101,193
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,778/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,858
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,536
−HK$2,717/mo
Today · 4.125%
HK$105,253
baseline
▲ 0.50% · 4.625%
HK$110,801
+HK$5,548/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,506/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,433 · Scale 2, in force from 26 Feb 2026)