LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,868
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,419
−HK$1,576/mo
Today · 4.125%
HK$52,995
baseline
▲ 0.50% · 4.625%
HK$56,219
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,990/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,477
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,965
−HK$1,510/mo
Today · 4.125%
HK$58,475
baseline
▲ 0.50% · 4.625%
HK$61,557
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,950/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,841
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,703
−HK$1,891/mo
Today · 4.125%
HK$63,594
baseline
▲ 0.50% · 4.625%
HK$67,463
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,188/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,573
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,358
−HK$1,811/mo
Today · 4.125%
HK$70,169
baseline
▲ 0.50% · 4.625%
HK$73,868
+HK$3,699/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,338/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,815
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,986
−HK$2,207/mo
Today · 4.125%
HK$74,193
baseline
▲ 0.50% · 4.625%
HK$78,707
+HK$4,514/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,386/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,668
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,751
−HK$2,113/mo
Today · 4.125%
HK$81,864
baseline
▲ 0.50% · 4.625%
HK$86,179
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,728/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,762
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,554
−HK$2,837/mo
Today · 4.125%
HK$95,391
baseline
▲ 0.50% · 4.625%
HK$101,195
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,782/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,859
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,537
−HK$2,717/mo
Today · 4.125%
HK$105,254
baseline
▲ 0.50% · 4.625%
HK$110,802
+HK$5,548/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,508/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,446 · Scale 2, in force from 26 Feb 2026)