LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,868
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,419
−HK$1,576/mo
Today · 4.125%
HK$52,995
baseline
▲ 0.50% · 4.625%
HK$56,220
+HK$3,225/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,990/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,478
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,966
−HK$1,509/mo
Today · 4.125%
HK$58,475
baseline
▲ 0.50% · 4.625%
HK$61,557
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,950/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,842
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,703
−HK$1,891/mo
Today · 4.125%
HK$63,594
baseline
▲ 0.50% · 4.625%
HK$67,464
+HK$3,870/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,188/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,573
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,359
−HK$1,811/mo
Today · 4.125%
HK$70,170
baseline
▲ 0.50% · 4.625%
HK$73,869
+HK$3,699/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,340/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,815
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,987
−HK$2,206/mo
Today · 4.125%
HK$74,193
baseline
▲ 0.50% · 4.625%
HK$78,708
+HK$4,515/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,386/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,669
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,752
−HK$2,113/mo
Today · 4.125%
HK$81,865
baseline
▲ 0.50% · 4.625%
HK$86,180
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,730/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,763
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,555
−HK$2,837/mo
Today · 4.125%
HK$95,392
baseline
▲ 0.50% · 4.625%
HK$101,196
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,784/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,860
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,538
−HK$2,717/mo
Today · 4.125%
HK$105,255
baseline
▲ 0.50% · 4.625%
HK$110,803
+HK$5,548/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,510/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,455 · Scale 2, in force from 26 Feb 2026)