LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,871
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,422
−HK$1,576/mo
Today · 4.125%
HK$52,998
baseline
▲ 0.50% · 4.625%
HK$56,223
+HK$3,225/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$105,996/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,481
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,969
−HK$1,509/mo
Today · 4.125%
HK$58,478
baseline
▲ 0.50% · 4.625%
HK$61,561
+HK$3,083/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,956/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,845
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,707
−HK$1,891/mo
Today · 4.125%
HK$63,598
baseline
▲ 0.50% · 4.625%
HK$67,468
+HK$3,870/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,196/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,577
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,363
−HK$1,811/mo
Today · 4.125%
HK$70,174
baseline
▲ 0.50% · 4.625%
HK$73,873
+HK$3,699/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,348/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,819
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,991
−HK$2,206/mo
Today · 4.125%
HK$74,197
baseline
▲ 0.50% · 4.625%
HK$78,712
+HK$4,515/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,394/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,673
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,756
−HK$2,114/mo
Today · 4.125%
HK$81,870
baseline
▲ 0.50% · 4.625%
HK$86,185
+HK$4,315/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,740/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,768
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,560
−HK$2,837/mo
Today · 4.125%
HK$95,397
baseline
▲ 0.50% · 4.625%
HK$101,201
+HK$5,804/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,794/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,866
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,544
−HK$2,717/mo
Today · 4.125%
HK$105,261
baseline
▲ 0.50% · 4.625%
HK$110,809
+HK$5,548/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,522/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,506 · Scale 2, in force from 26 Feb 2026)