LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,878
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,430
−HK$1,576/mo
Today · 4.125%
HK$53,006
baseline
▲ 0.50% · 4.625%
HK$56,231
+HK$3,225/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,012/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,489
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,977
−HK$1,510/mo
Today · 4.125%
HK$58,487
baseline
▲ 0.50% · 4.625%
HK$61,570
+HK$3,083/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,974/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,854
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,716
−HK$1,891/mo
Today · 4.125%
HK$63,607
baseline
▲ 0.50% · 4.625%
HK$67,478
+HK$3,871/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,214/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,587
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,373
−HK$1,811/mo
Today · 4.125%
HK$70,184
baseline
▲ 0.50% · 4.625%
HK$73,884
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,368/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,830
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$72,002
−HK$2,207/mo
Today · 4.125%
HK$74,209
baseline
▲ 0.50% · 4.625%
HK$78,724
+HK$4,515/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,418/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,685
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,768
−HK$2,114/mo
Today · 4.125%
HK$81,882
baseline
▲ 0.50% · 4.625%
HK$86,198
+HK$4,316/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,764/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,781
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,574
−HK$2,837/mo
Today · 4.125%
HK$95,411
baseline
▲ 0.50% · 4.625%
HK$101,216
+HK$5,805/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,822/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,880
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,559
−HK$2,718/mo
Today · 4.125%
HK$105,277
baseline
▲ 0.50% · 4.625%
HK$110,826
+HK$5,549/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,554/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,645 · Scale 2, in force from 26 Feb 2026)