LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,881
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,433
−HK$1,576/mo
Today · 4.125%
HK$53,009
baseline
▲ 0.50% · 4.625%
HK$56,234
+HK$3,225/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,018/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,492
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,980
−HK$1,510/mo
Today · 4.125%
HK$58,490
baseline
▲ 0.50% · 4.625%
HK$61,573
+HK$3,083/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,980/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,857
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,719
−HK$1,892/mo
Today · 4.125%
HK$63,611
baseline
▲ 0.50% · 4.625%
HK$67,481
+HK$3,870/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,222/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,591
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,377
−HK$1,811/mo
Today · 4.125%
HK$70,188
baseline
▲ 0.50% · 4.625%
HK$73,888
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,376/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,833
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,006
−HK$2,207/mo
Today · 4.125%
HK$74,213
baseline
▲ 0.50% · 4.625%
HK$78,728
+HK$4,515/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,426/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,689
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,773
−HK$2,113/mo
Today · 4.125%
HK$81,886
baseline
▲ 0.50% · 4.625%
HK$86,203
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,772/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,786
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,579
−HK$2,837/mo
Today · 4.125%
HK$95,416
baseline
▲ 0.50% · 4.625%
HK$101,222
+HK$5,806/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,832/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,886
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,565
−HK$2,717/mo
Today · 4.125%
HK$105,282
baseline
▲ 0.50% · 4.625%
HK$110,832
+HK$5,550/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,564/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,696 · Scale 2, in force from 26 Feb 2026)