LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,882
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,433
−HK$1,577/mo
Today · 4.125%
HK$53,010
baseline
▲ 0.50% · 4.625%
HK$56,235
+HK$3,225/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,020/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,493
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,981
−HK$1,510/mo
Today · 4.125%
HK$58,491
baseline
▲ 0.50% · 4.625%
HK$61,574
+HK$3,083/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,982/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,858
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,720
−HK$1,892/mo
Today · 4.125%
HK$63,612
baseline
▲ 0.50% · 4.625%
HK$67,482
+HK$3,870/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,224/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,591
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,377
−HK$1,812/mo
Today · 4.125%
HK$70,189
baseline
▲ 0.50% · 4.625%
HK$73,889
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,378/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,834
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,007
−HK$2,207/mo
Today · 4.125%
HK$74,214
baseline
▲ 0.50% · 4.625%
HK$78,729
+HK$4,515/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,428/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,690
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,774
−HK$2,113/mo
Today · 4.125%
HK$81,887
baseline
▲ 0.50% · 4.625%
HK$86,204
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,774/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,787
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,580
−HK$2,838/mo
Today · 4.125%
HK$95,418
baseline
▲ 0.50% · 4.625%
HK$101,223
+HK$5,805/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,836/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,887
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,566
−HK$2,718/mo
Today · 4.125%
HK$105,284
baseline
▲ 0.50% · 4.625%
HK$110,833
+HK$5,549/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,568/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,708 · Scale 2, in force from 26 Feb 2026)