LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,883
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,435
−HK$1,576/mo
Today · 4.125%
HK$53,011
baseline
▲ 0.50% · 4.625%
HK$56,237
+HK$3,226/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,022/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,494
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,983
−HK$1,509/mo
Today · 4.125%
HK$58,492
baseline
▲ 0.50% · 4.625%
HK$61,576
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,984/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,859
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,721
−HK$1,892/mo
Today · 4.125%
HK$63,613
baseline
▲ 0.50% · 4.625%
HK$67,484
+HK$3,871/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,226/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,593
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,379
−HK$1,812/mo
Today · 4.125%
HK$70,191
baseline
▲ 0.50% · 4.625%
HK$73,891
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,382/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,836
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$72,008
−HK$2,207/mo
Today · 4.125%
HK$74,215
baseline
▲ 0.50% · 4.625%
HK$78,731
+HK$4,516/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,430/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,692
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,776
−HK$2,113/mo
Today · 4.125%
HK$81,889
baseline
▲ 0.50% · 4.625%
HK$86,206
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,778/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,789
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,582
−HK$2,838/mo
Today · 4.125%
HK$95,420
baseline
▲ 0.50% · 4.625%
HK$101,226
+HK$5,806/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,840/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,890
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,569
−HK$2,717/mo
Today · 4.125%
HK$105,286
baseline
▲ 0.50% · 4.625%
HK$110,836
+HK$5,550/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,572/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,731 · Scale 2, in force from 26 Feb 2026)