LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,885
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,437
−HK$1,577/mo
Today · 4.125%
HK$53,014
baseline
▲ 0.50% · 4.625%
HK$56,239
+HK$3,225/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,028/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,497
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,985
−HK$1,510/mo
Today · 4.125%
HK$58,495
baseline
▲ 0.50% · 4.625%
HK$61,579
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,990/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,862
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,725
−HK$1,891/mo
Today · 4.125%
HK$63,616
baseline
▲ 0.50% · 4.625%
HK$67,487
+HK$3,871/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,232/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,596
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,383
−HK$1,811/mo
Today · 4.125%
HK$70,194
baseline
▲ 0.50% · 4.625%
HK$73,894
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,388/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,840
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$72,012
−HK$2,207/mo
Today · 4.125%
HK$74,219
baseline
▲ 0.50% · 4.625%
HK$78,735
+HK$4,516/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,438/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,696
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,780
−HK$2,113/mo
Today · 4.125%
HK$81,893
baseline
▲ 0.50% · 4.625%
HK$86,210
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,786/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,794
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,587
−HK$2,838/mo
Today · 4.125%
HK$95,425
baseline
▲ 0.50% · 4.625%
HK$101,231
+HK$5,806/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,850/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,895
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,574
−HK$2,718/mo
Today · 4.125%
HK$105,292
baseline
▲ 0.50% · 4.625%
HK$110,842
+HK$5,550/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,584/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,778 · Scale 2, in force from 26 Feb 2026)