LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,886
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,438
−HK$1,577/mo
Today · 4.125%
HK$53,015
baseline
▲ 0.50% · 4.625%
HK$56,240
+HK$3,225/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,030/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,498
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,986
−HK$1,510/mo
Today · 4.125%
HK$58,496
baseline
▲ 0.50% · 4.625%
HK$61,580
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,992/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,863
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,726
−HK$1,891/mo
Today · 4.125%
HK$63,617
baseline
▲ 0.50% · 4.625%
HK$67,488
+HK$3,871/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,234/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,597
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,384
−HK$1,812/mo
Today · 4.125%
HK$70,196
baseline
▲ 0.50% · 4.625%
HK$73,896
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,392/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,841
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$72,013
−HK$2,207/mo
Today · 4.125%
HK$74,220
baseline
▲ 0.50% · 4.625%
HK$78,736
+HK$4,516/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,440/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,697
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,781
−HK$2,114/mo
Today · 4.125%
HK$81,895
baseline
▲ 0.50% · 4.625%
HK$86,212
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,790/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,795
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,588
−HK$2,838/mo
Today · 4.125%
HK$95,426
baseline
▲ 0.50% · 4.625%
HK$101,233
+HK$5,807/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,852/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,896
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,575
−HK$2,718/mo
Today · 4.125%
HK$105,293
baseline
▲ 0.50% · 4.625%
HK$110,843
+HK$5,550/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,586/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,792 · Scale 2, in force from 26 Feb 2026)