LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,888
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,440
−HK$1,576/mo
Today · 4.125%
HK$53,016
baseline
▲ 0.50% · 4.625%
HK$56,242
+HK$3,226/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,032/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,500
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,988
−HK$1,510/mo
Today · 4.125%
HK$58,498
baseline
▲ 0.50% · 4.625%
HK$61,582
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,996/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,865
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,727
−HK$1,892/mo
Today · 4.125%
HK$63,619
baseline
▲ 0.50% · 4.625%
HK$67,490
+HK$3,871/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,238/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,600
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,386
−HK$1,812/mo
Today · 4.125%
HK$70,198
baseline
▲ 0.50% · 4.625%
HK$73,898
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,396/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,843
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,015
−HK$2,208/mo
Today · 4.125%
HK$74,223
baseline
▲ 0.50% · 4.625%
HK$78,739
+HK$4,516/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,446/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,699
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,783
−HK$2,114/mo
Today · 4.125%
HK$81,897
baseline
▲ 0.50% · 4.625%
HK$86,214
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,794/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,798
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,591
−HK$2,838/mo
Today · 4.125%
HK$95,429
baseline
▲ 0.50% · 4.625%
HK$101,236
+HK$5,807/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,858/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,899
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,579
−HK$2,718/mo
Today · 4.125%
HK$105,297
baseline
▲ 0.50% · 4.625%
HK$110,847
+HK$5,550/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,594/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,821 · Scale 2, in force from 26 Feb 2026)