LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,888
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,440
−HK$1,577/mo
Today · 4.125%
HK$53,017
baseline
▲ 0.50% · 4.625%
HK$56,243
+HK$3,226/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,034/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,500
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,989
−HK$1,510/mo
Today · 4.125%
HK$58,499
baseline
▲ 0.50% · 4.625%
HK$61,583
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$116,998/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,866
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,728
−HK$1,892/mo
Today · 4.125%
HK$63,620
baseline
▲ 0.50% · 4.625%
HK$67,491
+HK$3,871/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,240/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,601
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,387
−HK$1,812/mo
Today · 4.125%
HK$70,199
baseline
▲ 0.50% · 4.625%
HK$73,899
+HK$3,700/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,398/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,844
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,016
−HK$2,208/mo
Today · 4.125%
HK$74,224
baseline
▲ 0.50% · 4.625%
HK$78,740
+HK$4,516/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,448/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,701
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,785
−HK$2,114/mo
Today · 4.125%
HK$81,899
baseline
▲ 0.50% · 4.625%
HK$86,216
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,798/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,799
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,593
−HK$2,837/mo
Today · 4.125%
HK$95,430
baseline
▲ 0.50% · 4.625%
HK$101,237
+HK$5,807/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,860/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,901
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,580
−HK$2,718/mo
Today · 4.125%
HK$105,298
baseline
▲ 0.50% · 4.625%
HK$110,849
+HK$5,551/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,596/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,835 · Scale 2, in force from 26 Feb 2026)