LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,890
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,441
−HK$1,577/mo
Today · 4.125%
HK$53,018
baseline
▲ 0.50% · 4.625%
HK$56,244
+HK$3,226/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,036/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,502
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,990
−HK$1,510/mo
Today · 4.125%
HK$58,500
baseline
▲ 0.50% · 4.625%
HK$61,584
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,000/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,867
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,730
−HK$1,892/mo
Today · 4.125%
HK$63,622
baseline
▲ 0.50% · 4.625%
HK$67,493
+HK$3,871/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,244/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,602
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,388
−HK$1,812/mo
Today · 4.125%
HK$70,200
baseline
▲ 0.50% · 4.625%
HK$73,901
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,400/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,845
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,018
−HK$2,207/mo
Today · 4.125%
HK$74,225
baseline
▲ 0.50% · 4.625%
HK$78,742
+HK$4,517/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$148,450/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,702
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,786
−HK$2,114/mo
Today · 4.125%
HK$81,900
baseline
▲ 0.50% · 4.625%
HK$86,217
+HK$4,317/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$163,800/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,801
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,595
−HK$2,838/mo
Today · 4.125%
HK$95,433
baseline
▲ 0.50% · 4.625%
HK$101,239
+HK$5,806/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,866/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,903
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,582
−HK$2,718/mo
Today · 4.125%
HK$105,300
baseline
▲ 0.50% · 4.625%
HK$110,851
+HK$5,551/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,600/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,855 · Scale 2, in force from 26 Feb 2026)