LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,894
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,446
−HK$1,577/mo
Today · 4.125%
HK$53,023
baseline
▲ 0.50% · 4.625%
HK$56,249
+HK$3,226/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,046/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,506
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,995
−HK$1,510/mo
Today · 4.125%
HK$58,505
baseline
▲ 0.50% · 4.625%
HK$61,589
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,010/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,873
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,735
−HK$1,892/mo
Today · 4.125%
HK$63,627
baseline
▲ 0.50% · 4.625%
HK$67,499
+HK$3,872/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,254/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,608
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,394
−HK$1,812/mo
Today · 4.125%
HK$70,206
baseline
▲ 0.50% · 4.625%
HK$73,907
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,412/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,851
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,024
−HK$2,208/mo
Today · 4.125%
HK$74,232
baseline
▲ 0.50% · 4.625%
HK$78,748
+HK$4,516/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$148,464/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,709
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,793
−HK$2,114/mo
Today · 4.125%
HK$81,907
baseline
▲ 0.50% · 4.625%
HK$86,225
+HK$4,318/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$163,814/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,809
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,602
−HK$2,839/mo
Today · 4.125%
HK$95,441
baseline
▲ 0.50% · 4.625%
HK$101,248
+HK$5,807/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,882/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,912
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,591
−HK$2,718/mo
Today · 4.125%
HK$105,309
baseline
▲ 0.50% · 4.625%
HK$110,860
+HK$5,551/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,618/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,934 · Scale 2, in force from 26 Feb 2026)