LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,896
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,448
−HK$1,577/mo
Today · 4.125%
HK$53,025
baseline
▲ 0.50% · 4.625%
HK$56,251
+HK$3,226/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,050/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,509
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,998
−HK$1,510/mo
Today · 4.125%
HK$58,508
baseline
▲ 0.50% · 4.625%
HK$61,592
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,016/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,875
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,738
−HK$1,892/mo
Today · 4.125%
HK$63,630
baseline
▲ 0.50% · 4.625%
HK$67,502
+HK$3,872/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,260/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,611
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,397
−HK$1,812/mo
Today · 4.125%
HK$70,209
baseline
▲ 0.50% · 4.625%
HK$73,910
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,418/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,854
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,027
−HK$2,208/mo
Today · 4.125%
HK$74,235
baseline
▲ 0.50% · 4.625%
HK$78,752
+HK$4,517/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$148,470/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,712
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,797
−HK$2,114/mo
Today · 4.125%
HK$81,911
baseline
▲ 0.50% · 4.625%
HK$86,229
+HK$4,318/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$163,822/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,813
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,607
−HK$2,838/mo
Today · 4.125%
HK$95,445
baseline
▲ 0.50% · 4.625%
HK$101,252
+HK$5,807/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,890/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,916
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,596
−HK$2,718/mo
Today · 4.125%
HK$105,314
baseline
▲ 0.50% · 4.625%
HK$110,865
+HK$5,551/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,628/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,975 · Scale 2, in force from 26 Feb 2026)