LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,897
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,449
−HK$1,577/mo
Today · 4.125%
HK$53,026
baseline
▲ 0.50% · 4.625%
HK$56,253
+HK$3,227/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,052/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,510
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,999
−HK$1,510/mo
Today · 4.125%
HK$58,509
baseline
▲ 0.50% · 4.625%
HK$61,593
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,018/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,877
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,739
−HK$1,892/mo
Today · 4.125%
HK$63,631
baseline
▲ 0.50% · 4.625%
HK$67,503
+HK$3,872/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,262/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,612
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,399
−HK$1,812/mo
Today · 4.125%
HK$70,211
baseline
▲ 0.50% · 4.625%
HK$73,912
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,422/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,856
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,029
−HK$2,208/mo
Today · 4.125%
HK$74,237
baseline
▲ 0.50% · 4.625%
HK$78,754
+HK$4,517/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$148,474/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,714
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,799
−HK$2,114/mo
Today · 4.125%
HK$81,913
baseline
▲ 0.50% · 4.625%
HK$86,231
+HK$4,318/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$163,826/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,815
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,609
−HK$2,838/mo
Today · 4.125%
HK$95,447
baseline
▲ 0.50% · 4.625%
HK$101,255
+HK$5,808/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,894/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,918
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,598
−HK$2,719/mo
Today · 4.125%
HK$105,317
baseline
▲ 0.50% · 4.625%
HK$110,868
+HK$5,551/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,634/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,998 · Scale 2, in force from 26 Feb 2026)