LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,899
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,451
−HK$1,577/mo
Today · 4.125%
HK$53,028
baseline
▲ 0.50% · 4.625%
HK$56,254
+HK$3,226/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,056/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,512
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,000
−HK$1,511/mo
Today · 4.125%
HK$58,511
baseline
▲ 0.50% · 4.625%
HK$61,595
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,022/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,878
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,741
−HK$1,892/mo
Today · 4.125%
HK$63,633
baseline
▲ 0.50% · 4.625%
HK$67,505
+HK$3,872/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,266/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,614
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,400
−HK$1,813/mo
Today · 4.125%
HK$70,213
baseline
▲ 0.50% · 4.625%
HK$73,914
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,426/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,858
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,031
−HK$2,208/mo
Today · 4.125%
HK$74,239
baseline
▲ 0.50% · 4.625%
HK$78,756
+HK$4,517/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$148,478/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,716
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,801
−HK$2,114/mo
Today · 4.125%
HK$81,915
baseline
▲ 0.50% · 4.625%
HK$86,233
+HK$4,318/mo
Deposit HK$6.56M · loan HK$15.32M · min. income ≈ HK$163,830/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,817
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,611
−HK$2,839/mo
Today · 4.125%
HK$95,450
baseline
▲ 0.50% · 4.625%
HK$101,258
+HK$5,808/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$190,900/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,921
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,601
−HK$2,718/mo
Today · 4.125%
HK$105,319
baseline
▲ 0.50% · 4.625%
HK$110,871
+HK$5,552/mo
Deposit HK$2.19M · loan HK$19.69M · min. income ≈ HK$210,638/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,022 · Scale 2, in force from 26 Feb 2026)