LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,900
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,452
−HK$1,577/mo
Today · 4.125%
HK$53,029
baseline
▲ 0.50% · 4.625%
HK$56,256
+HK$3,227/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,058/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,513
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,002
−HK$1,510/mo
Today · 4.125%
HK$58,512
baseline
▲ 0.50% · 4.625%
HK$61,596
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,024/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,880
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,742
−HK$1,893/mo
Today · 4.125%
HK$63,635
baseline
▲ 0.50% · 4.625%
HK$67,507
+HK$3,872/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,270/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,616
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,402
−HK$1,813/mo
Today · 4.125%
HK$70,215
baseline
▲ 0.50% · 4.625%
HK$73,916
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,430/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,860
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,033
−HK$2,208/mo
Today · 4.125%
HK$74,241
baseline
▲ 0.50% · 4.625%
HK$78,758
+HK$4,517/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,482/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,718
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,803
−HK$2,114/mo
Today · 4.125%
HK$81,917
baseline
▲ 0.50% · 4.625%
HK$86,235
+HK$4,318/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,834/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,820
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,614
−HK$2,838/mo
Today · 4.125%
HK$95,452
baseline
▲ 0.50% · 4.625%
HK$101,260
+HK$5,808/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,904/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,923
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,603
−HK$2,719/mo
Today · 4.125%
HK$105,322
baseline
▲ 0.50% · 4.625%
HK$110,874
+HK$5,552/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,644/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,046 · Scale 2, in force from 26 Feb 2026)