LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,901
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,453
−HK$1,577/mo
Today · 4.125%
HK$53,030
baseline
▲ 0.50% · 4.625%
HK$56,257
+HK$3,227/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,060/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,515
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,003
−HK$1,511/mo
Today · 4.125%
HK$58,514
baseline
▲ 0.50% · 4.625%
HK$61,598
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,028/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,881
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,744
−HK$1,892/mo
Today · 4.125%
HK$63,636
baseline
▲ 0.50% · 4.625%
HK$67,509
+HK$3,873/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,272/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,617
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,404
−HK$1,813/mo
Today · 4.125%
HK$70,217
baseline
▲ 0.50% · 4.625%
HK$73,918
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,434/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,862
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,035
−HK$2,208/mo
Today · 4.125%
HK$74,243
baseline
▲ 0.50% · 4.625%
HK$78,760
+HK$4,517/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,486/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,720
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,805
−HK$2,114/mo
Today · 4.125%
HK$81,919
baseline
▲ 0.50% · 4.625%
HK$86,237
+HK$4,318/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,838/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,822
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,616
−HK$2,839/mo
Today · 4.125%
HK$95,455
baseline
▲ 0.50% · 4.625%
HK$101,263
+HK$5,808/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,910/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,926
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,606
−HK$2,719/mo
Today · 4.125%
HK$105,325
baseline
▲ 0.50% · 4.625%
HK$110,877
+HK$5,552/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,650/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,071 · Scale 2, in force from 26 Feb 2026)