LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,903
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,456
−HK$1,577/mo
Today · 4.125%
HK$53,033
baseline
▲ 0.50% · 4.625%
HK$56,260
+HK$3,227/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,066/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,517
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,006
−HK$1,510/mo
Today · 4.125%
HK$58,516
baseline
▲ 0.50% · 4.625%
HK$61,601
+HK$3,085/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,032/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,884
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,747
−HK$1,892/mo
Today · 4.125%
HK$63,639
baseline
▲ 0.50% · 4.625%
HK$67,512
+HK$3,873/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,278/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,620
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,407
−HK$1,813/mo
Today · 4.125%
HK$70,220
baseline
▲ 0.50% · 4.625%
HK$73,921
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,440/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,865
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,038
−HK$2,208/mo
Today · 4.125%
HK$74,246
baseline
▲ 0.50% · 4.625%
HK$78,764
+HK$4,518/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,492/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,724
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,808
−HK$2,115/mo
Today · 4.125%
HK$81,923
baseline
▲ 0.50% · 4.625%
HK$86,241
+HK$4,318/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,846/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,826
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,620
−HK$2,839/mo
Today · 4.125%
HK$95,459
baseline
▲ 0.50% · 4.625%
HK$101,267
+HK$5,808/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,918/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,931
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,611
−HK$2,719/mo
Today · 4.125%
HK$105,330
baseline
▲ 0.50% · 4.625%
HK$110,882
+HK$5,552/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,660/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,113 · Scale 2, in force from 26 Feb 2026)