LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,907
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,459
−HK$1,578/mo
Today · 4.125%
HK$53,037
baseline
▲ 0.50% · 4.625%
HK$56,264
+HK$3,227/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,074/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,521
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,010
−HK$1,511/mo
Today · 4.125%
HK$58,521
baseline
▲ 0.50% · 4.625%
HK$61,605
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,042/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,888
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,751
−HK$1,893/mo
Today · 4.125%
HK$63,644
baseline
▲ 0.50% · 4.625%
HK$67,517
+HK$3,873/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,288/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,625
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,412
−HK$1,813/mo
Today · 4.125%
HK$70,225
baseline
▲ 0.50% · 4.625%
HK$73,926
+HK$3,701/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,450/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,870
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,043
−HK$2,208/mo
Today · 4.125%
HK$74,251
baseline
▲ 0.50% · 4.625%
HK$78,769
+HK$4,518/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,502/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,729
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,814
−HK$2,115/mo
Today · 4.125%
HK$81,929
baseline
▲ 0.50% · 4.625%
HK$86,248
+HK$4,319/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,858/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,833
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,627
−HK$2,839/mo
Today · 4.125%
HK$95,466
baseline
▲ 0.50% · 4.625%
HK$101,275
+HK$5,809/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,932/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,938
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,618
−HK$2,719/mo
Today · 4.125%
HK$105,337
baseline
▲ 0.50% · 4.625%
HK$110,890
+HK$5,553/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,674/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,180 · Scale 2, in force from 26 Feb 2026)