LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,909
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,461
−HK$1,577/mo
Today · 4.125%
HK$53,038
baseline
▲ 0.50% · 4.625%
HK$56,266
+HK$3,228/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,076/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,523
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,012
−HK$1,511/mo
Today · 4.125%
HK$58,523
baseline
▲ 0.50% · 4.625%
HK$61,607
+HK$3,084/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,046/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,890
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,753
−HK$1,893/mo
Today · 4.125%
HK$63,646
baseline
▲ 0.50% · 4.625%
HK$67,519
+HK$3,873/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$127,292/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,627
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,414
−HK$1,813/mo
Today · 4.125%
HK$70,227
baseline
▲ 0.50% · 4.625%
HK$73,929
+HK$3,702/mo
Deposit HK$8.75M · loan HK$13.13M · min. income ≈ HK$140,454/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,872
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,046
−HK$2,208/mo
Today · 4.125%
HK$74,254
baseline
▲ 0.50% · 4.625%
HK$78,772
+HK$4,518/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,508/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,732
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,817
−HK$2,115/mo
Today · 4.125%
HK$81,932
baseline
▲ 0.50% · 4.625%
HK$86,250
+HK$4,318/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,864/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,836
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,630
−HK$2,839/mo
Today · 4.125%
HK$95,469
baseline
▲ 0.50% · 4.625%
HK$101,278
+HK$5,809/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,938/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,941
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,622
−HK$2,719/mo
Today · 4.125%
HK$105,341
baseline
▲ 0.50% · 4.625%
HK$110,893
+HK$5,552/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,682/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,211 · Scale 2, in force from 26 Feb 2026)