LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,909
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,462
−HK$1,577/mo
Today · 4.125%
HK$53,039
baseline
▲ 0.50% · 4.625%
HK$56,266
+HK$3,227/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,078/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,523
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,013
−HK$1,510/mo
Today · 4.125%
HK$58,523
baseline
▲ 0.50% · 4.625%
HK$61,608
+HK$3,085/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,046/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,891
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,754
−HK$1,893/mo
Today · 4.125%
HK$63,647
baseline
▲ 0.50% · 4.625%
HK$67,519
+HK$3,872/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$127,294/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,628
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,415
−HK$1,813/mo
Today · 4.125%
HK$70,228
baseline
▲ 0.50% · 4.625%
HK$73,930
+HK$3,702/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$140,456/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,873
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,046
−HK$2,208/mo
Today · 4.125%
HK$74,254
baseline
▲ 0.50% · 4.625%
HK$78,773
+HK$4,519/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,508/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,733
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,818
−HK$2,114/mo
Today · 4.125%
HK$81,932
baseline
▲ 0.50% · 4.625%
HK$86,251
+HK$4,319/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,864/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,836
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,631
−HK$2,839/mo
Today · 4.125%
HK$95,470
baseline
▲ 0.50% · 4.625%
HK$101,279
+HK$5,809/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,940/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,942
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,623
−HK$2,719/mo
Today · 4.125%
HK$105,342
baseline
▲ 0.50% · 4.625%
HK$110,894
+HK$5,552/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,684/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,220 · Scale 2, in force from 26 Feb 2026)