LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,910
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,463
−HK$1,577/mo
Today · 4.125%
HK$53,040
baseline
▲ 0.50% · 4.625%
HK$56,268
+HK$3,228/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,080/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,525
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,014
−HK$1,511/mo
Today · 4.125%
HK$58,525
baseline
▲ 0.50% · 4.625%
HK$61,610
+HK$3,085/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,050/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,893
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,756
−HK$1,892/mo
Today · 4.125%
HK$63,648
baseline
▲ 0.50% · 4.625%
HK$67,521
+HK$3,873/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$127,296/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,630
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,417
−HK$1,813/mo
Today · 4.125%
HK$70,230
baseline
▲ 0.50% · 4.625%
HK$73,932
+HK$3,702/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$140,460/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,875
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,048
−HK$2,208/mo
Today · 4.125%
HK$74,256
baseline
▲ 0.50% · 4.625%
HK$78,775
+HK$4,519/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,512/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,735
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,820
−HK$2,115/mo
Today · 4.125%
HK$81,935
baseline
▲ 0.50% · 4.625%
HK$86,253
+HK$4,318/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,870/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,839
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,633
−HK$2,839/mo
Today · 4.125%
HK$95,472
baseline
▲ 0.50% · 4.625%
HK$101,282
+HK$5,810/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,944/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,945
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,625
−HK$2,719/mo
Today · 4.125%
HK$105,344
baseline
▲ 0.50% · 4.625%
HK$110,897
+HK$5,553/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,688/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,244 · Scale 2, in force from 26 Feb 2026)