LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,912
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,464
−HK$1,578/mo
Today · 4.125%
HK$53,042
baseline
▲ 0.50% · 4.625%
HK$56,269
+HK$3,227/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$106,084/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,527
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,016
−HK$1,510/mo
Today · 4.125%
HK$58,526
baseline
▲ 0.50% · 4.625%
HK$61,611
+HK$3,085/mo
Deposit HK$10.94M · loan HK$10.94M · min. income ≈ HK$117,052/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,894
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,757
−HK$1,893/mo
Today · 4.125%
HK$63,650
baseline
▲ 0.50% · 4.625%
HK$67,523
+HK$3,873/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$127,300/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,632
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,419
−HK$1,813/mo
Today · 4.125%
HK$70,232
baseline
▲ 0.50% · 4.625%
HK$73,934
+HK$3,702/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$140,464/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,877
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,050
−HK$2,209/mo
Today · 4.125%
HK$74,259
baseline
▲ 0.50% · 4.625%
HK$78,777
+HK$4,518/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,518/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,737
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,822
−HK$2,115/mo
Today · 4.125%
HK$81,937
baseline
▲ 0.50% · 4.625%
HK$86,256
+HK$4,319/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,874/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,841
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,636
−HK$2,839/mo
Today · 4.125%
HK$95,475
baseline
▲ 0.50% · 4.625%
HK$101,285
+HK$5,810/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,950/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,948
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,628
−HK$2,720/mo
Today · 4.125%
HK$105,348
baseline
▲ 0.50% · 4.625%
HK$110,901
+HK$5,553/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,696/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,272 · Scale 2, in force from 26 Feb 2026)