LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,915
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,468
−HK$1,577/mo
Today · 4.125%
HK$53,045
baseline
▲ 0.50% · 4.625%
HK$56,273
+HK$3,228/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,090/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,530
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,019
−HK$1,511/mo
Today · 4.125%
HK$58,530
baseline
▲ 0.50% · 4.625%
HK$61,615
+HK$3,085/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,060/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,898
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,761
−HK$1,893/mo
Today · 4.125%
HK$63,654
baseline
▲ 0.50% · 4.625%
HK$67,527
+HK$3,873/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$127,308/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,636
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,423
−HK$1,813/mo
Today · 4.125%
HK$70,236
baseline
▲ 0.50% · 4.625%
HK$73,938
+HK$3,702/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$140,472/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,881
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,055
−HK$2,208/mo
Today · 4.125%
HK$74,263
baseline
▲ 0.50% · 4.625%
HK$78,782
+HK$4,519/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,526/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,742
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,827
−HK$2,115/mo
Today · 4.125%
HK$81,942
baseline
▲ 0.50% · 4.625%
HK$86,261
+HK$4,319/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,884/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,847
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,642
−HK$2,839/mo
Today · 4.125%
HK$95,481
baseline
▲ 0.50% · 4.625%
HK$101,291
+HK$5,810/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,962/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,954
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,635
−HK$2,719/mo
Today · 4.125%
HK$105,354
baseline
▲ 0.50% · 4.625%
HK$110,908
+HK$5,554/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,708/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,330 · Scale 2, in force from 26 Feb 2026)