LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,915
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,468
−HK$1,577/mo
Today · 4.125%
HK$53,045
baseline
▲ 0.50% · 4.625%
HK$56,273
+HK$3,228/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,090/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,530
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,020
−HK$1,510/mo
Today · 4.125%
HK$58,530
baseline
▲ 0.50% · 4.625%
HK$61,616
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,060/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,898
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,762
−HK$1,893/mo
Today · 4.125%
HK$63,655
baseline
▲ 0.50% · 4.625%
HK$67,528
+HK$3,873/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$127,310/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,636
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,424
−HK$1,813/mo
Today · 4.125%
HK$70,237
baseline
▲ 0.50% · 4.625%
HK$73,939
+HK$3,702/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$140,474/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,881
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,055
−HK$2,209/mo
Today · 4.125%
HK$74,264
baseline
▲ 0.50% · 4.625%
HK$78,782
+HK$4,518/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,528/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,742
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,827
−HK$2,116/mo
Today · 4.125%
HK$81,943
baseline
▲ 0.50% · 4.625%
HK$86,262
+HK$4,319/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,886/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,848
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,642
−HK$2,840/mo
Today · 4.125%
HK$95,482
baseline
▲ 0.50% · 4.625%
HK$101,292
+HK$5,810/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,964/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,955
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,635
−HK$2,720/mo
Today · 4.125%
HK$105,355
baseline
▲ 0.50% · 4.625%
HK$110,908
+HK$5,553/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,710/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,335 · Scale 2, in force from 26 Feb 2026)