LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,917
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,470
−HK$1,577/mo
Today · 4.125%
HK$53,047
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$3,228/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,094/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,532
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,022
−HK$1,510/mo
Today · 4.125%
HK$58,532
baseline
▲ 0.50% · 4.625%
HK$61,618
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,064/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,900
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,764
−HK$1,893/mo
Today · 4.125%
HK$63,657
baseline
▲ 0.50% · 4.625%
HK$67,530
+HK$3,873/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$127,314/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,639
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,426
−HK$1,813/mo
Today · 4.125%
HK$70,239
baseline
▲ 0.50% · 4.625%
HK$73,941
+HK$3,702/mo
Deposit HK$8.76M · loan HK$13.13M · min. income ≈ HK$140,478/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,884
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,058
−HK$2,208/mo
Today · 4.125%
HK$74,266
baseline
▲ 0.50% · 4.625%
HK$78,785
+HK$4,519/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$148,532/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,745
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,830
−HK$2,115/mo
Today · 4.125%
HK$81,945
baseline
▲ 0.50% · 4.625%
HK$86,265
+HK$4,320/mo
Deposit HK$6.57M · loan HK$15.32M · min. income ≈ HK$163,890/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,851
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,646
−HK$2,839/mo
Today · 4.125%
HK$95,485
baseline
▲ 0.50% · 4.625%
HK$101,295
+HK$5,810/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,970/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,958
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,639
−HK$2,719/mo
Today · 4.125%
HK$105,358
baseline
▲ 0.50% · 4.625%
HK$110,912
+HK$5,554/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,716/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,368 · Scale 2, in force from 26 Feb 2026)