LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,923
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,476
−HK$1,578/mo
Today · 4.125%
HK$53,054
baseline
▲ 0.50% · 4.625%
HK$56,282
+HK$3,228/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,108/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,539
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,029
−HK$1,511/mo
Today · 4.125%
HK$58,540
baseline
▲ 0.50% · 4.625%
HK$61,625
+HK$3,085/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,080/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,908
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,771
−HK$1,894/mo
Today · 4.125%
HK$63,665
baseline
▲ 0.50% · 4.625%
HK$67,539
+HK$3,874/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,330/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,647
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,434
−HK$1,814/mo
Today · 4.125%
HK$70,248
baseline
▲ 0.50% · 4.625%
HK$73,951
+HK$3,703/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,496/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,893
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,067
−HK$2,208/mo
Today · 4.125%
HK$74,275
baseline
▲ 0.50% · 4.625%
HK$78,795
+HK$4,520/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,550/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,755
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,840
−HK$2,116/mo
Today · 4.125%
HK$81,956
baseline
▲ 0.50% · 4.625%
HK$86,276
+HK$4,320/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,912/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,862
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$92,657
−HK$2,840/mo
Today · 4.125%
HK$95,497
baseline
▲ 0.50% · 4.625%
HK$101,308
+HK$5,811/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,994/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,970
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$102,652
−HK$2,720/mo
Today · 4.125%
HK$105,372
baseline
▲ 0.50% · 4.625%
HK$110,926
+HK$5,554/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,744/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,483 · Scale 2, in force from 26 Feb 2026)