LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,924
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,477
−HK$1,577/mo
Today · 4.125%
HK$53,054
baseline
▲ 0.50% · 4.625%
HK$56,283
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,108/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,540
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,029
−HK$1,511/mo
Today · 4.125%
HK$58,540
baseline
▲ 0.50% · 4.625%
HK$61,626
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,080/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,909
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,772
−HK$1,893/mo
Today · 4.125%
HK$63,665
baseline
▲ 0.50% · 4.625%
HK$67,539
+HK$3,874/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,330/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,648
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,435
−HK$1,813/mo
Today · 4.125%
HK$70,248
baseline
▲ 0.50% · 4.625%
HK$73,951
+HK$3,703/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,496/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,893
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,067
−HK$2,209/mo
Today · 4.125%
HK$74,276
baseline
▲ 0.50% · 4.625%
HK$78,796
+HK$4,520/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,552/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,756
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,841
−HK$2,116/mo
Today · 4.125%
HK$81,957
baseline
▲ 0.50% · 4.625%
HK$86,277
+HK$4,320/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,914/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,863
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$92,658
−HK$2,840/mo
Today · 4.125%
HK$95,498
baseline
▲ 0.50% · 4.625%
HK$101,309
+HK$5,811/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$190,996/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,972
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,653
−HK$2,720/mo
Today · 4.125%
HK$105,373
baseline
▲ 0.50% · 4.625%
HK$110,927
+HK$5,554/mo
Deposit HK$2.19M · loan HK$19.70M · min. income ≈ HK$210,746/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,493 · Scale 2, in force from 26 Feb 2026)