LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,926
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,478
−HK$1,578/mo
Today · 4.125%
HK$53,056
baseline
▲ 0.50% · 4.625%
HK$56,285
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,112/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,542
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,031
−HK$1,511/mo
Today · 4.125%
HK$58,542
baseline
▲ 0.50% · 4.625%
HK$61,628
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,084/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,911
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,774
−HK$1,894/mo
Today · 4.125%
HK$63,668
baseline
▲ 0.50% · 4.625%
HK$67,542
+HK$3,874/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,336/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,650
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,437
−HK$1,814/mo
Today · 4.125%
HK$70,251
baseline
▲ 0.50% · 4.625%
HK$73,954
+HK$3,703/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,502/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,896
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,070
−HK$2,209/mo
Today · 4.125%
HK$74,279
baseline
▲ 0.50% · 4.625%
HK$78,798
+HK$4,519/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,558/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,758
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,844
−HK$2,115/mo
Today · 4.125%
HK$81,959
baseline
▲ 0.50% · 4.625%
HK$86,280
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,918/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,866
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$92,661
−HK$2,840/mo
Today · 4.125%
HK$95,501
baseline
▲ 0.50% · 4.625%
HK$101,312
+HK$5,811/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,002/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,975
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,656
−HK$2,720/mo
Today · 4.125%
HK$105,376
baseline
▲ 0.50% · 4.625%
HK$110,931
+HK$5,555/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,752/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,525 · Scale 2, in force from 26 Feb 2026)