LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,929
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,482
−HK$1,578/mo
Today · 4.125%
HK$53,060
baseline
▲ 0.50% · 4.625%
HK$56,289
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,120/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,546
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,035
−HK$1,512/mo
Today · 4.125%
HK$58,547
baseline
▲ 0.50% · 4.625%
HK$61,633
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,094/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,915
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,779
−HK$1,893/mo
Today · 4.125%
HK$63,672
baseline
▲ 0.50% · 4.625%
HK$67,547
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,344/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,655
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,442
−HK$1,814/mo
Today · 4.125%
HK$70,256
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$3,703/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,512/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,901
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,075
−HK$2,209/mo
Today · 4.125%
HK$74,284
baseline
▲ 0.50% · 4.625%
HK$78,804
+HK$4,520/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,568/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,764
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,850
−HK$2,115/mo
Today · 4.125%
HK$81,965
baseline
▲ 0.50% · 4.625%
HK$86,286
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,930/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,873
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$92,668
−HK$2,840/mo
Today · 4.125%
HK$95,508
baseline
▲ 0.50% · 4.625%
HK$101,320
+HK$5,812/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,016/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,982
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$102,664
−HK$2,720/mo
Today · 4.125%
HK$105,384
baseline
▲ 0.50% · 4.625%
HK$110,939
+HK$5,555/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,768/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,593 · Scale 2, in force from 26 Feb 2026)