LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,931
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,484
−HK$1,578/mo
Today · 4.125%
HK$53,062
baseline
▲ 0.50% · 4.625%
HK$56,291
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,124/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,548
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,037
−HK$1,512/mo
Today · 4.125%
HK$58,549
baseline
▲ 0.50% · 4.625%
HK$61,635
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,098/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,917
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,781
−HK$1,893/mo
Today · 4.125%
HK$63,674
baseline
▲ 0.50% · 4.625%
HK$67,549
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,348/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,657
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,445
−HK$1,813/mo
Today · 4.125%
HK$70,258
baseline
▲ 0.50% · 4.625%
HK$73,962
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,516/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,903
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,078
−HK$2,209/mo
Today · 4.125%
HK$74,287
baseline
▲ 0.50% · 4.625%
HK$78,807
+HK$4,520/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,574/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,767
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,852
−HK$2,116/mo
Today · 4.125%
HK$81,968
baseline
▲ 0.50% · 4.625%
HK$86,289
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,936/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,876
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$92,671
−HK$2,841/mo
Today · 4.125%
HK$95,512
baseline
▲ 0.50% · 4.625%
HK$101,323
+HK$5,811/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,024/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,986
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$102,667
−HK$2,721/mo
Today · 4.125%
HK$105,388
baseline
▲ 0.50% · 4.625%
HK$110,943
+HK$5,555/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,776/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,626 · Scale 2, in force from 26 Feb 2026)