LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,935
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,488
−HK$1,578/mo
Today · 4.125%
HK$53,066
baseline
▲ 0.50% · 4.625%
HK$56,295
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,132/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,552
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,042
−HK$1,511/mo
Today · 4.125%
HK$58,553
baseline
▲ 0.50% · 4.625%
HK$61,640
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,106/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,922
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,786
−HK$1,893/mo
Today · 4.125%
HK$63,679
baseline
▲ 0.50% · 4.625%
HK$67,554
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,358/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,662
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,450
−HK$1,814/mo
Today · 4.125%
HK$70,264
baseline
▲ 0.50% · 4.625%
HK$73,968
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,528/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,909
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,083
−HK$2,210/mo
Today · 4.125%
HK$74,293
baseline
▲ 0.50% · 4.625%
HK$78,813
+HK$4,520/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,586/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,773
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,859
−HK$2,116/mo
Today · 4.125%
HK$81,975
baseline
▲ 0.50% · 4.625%
HK$86,296
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,950/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,883
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$92,678
−HK$2,841/mo
Today · 4.125%
HK$95,519
baseline
▲ 0.50% · 4.625%
HK$101,331
+HK$5,812/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,038/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,994
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$102,675
−HK$2,721/mo
Today · 4.125%
HK$105,396
baseline
▲ 0.50% · 4.625%
HK$110,951
+HK$5,555/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,792/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,698 · Scale 2, in force from 26 Feb 2026)