LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,935
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,488
−HK$1,579/mo
Today · 4.125%
HK$53,067
baseline
▲ 0.50% · 4.625%
HK$56,295
+HK$3,228/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,134/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,552
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,042
−HK$1,512/mo
Today · 4.125%
HK$58,554
baseline
▲ 0.50% · 4.625%
HK$61,640
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,108/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,922
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,786
−HK$1,894/mo
Today · 4.125%
HK$63,680
baseline
▲ 0.50% · 4.625%
HK$67,555
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,360/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,663
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,451
−HK$1,813/mo
Today · 4.125%
HK$70,264
baseline
▲ 0.50% · 4.625%
HK$73,968
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,528/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,909
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,084
−HK$2,209/mo
Today · 4.125%
HK$74,293
baseline
▲ 0.50% · 4.625%
HK$78,814
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,586/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,773
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,859
−HK$2,116/mo
Today · 4.125%
HK$81,975
baseline
▲ 0.50% · 4.625%
HK$86,296
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,950/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,883
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,679
−HK$2,841/mo
Today · 4.125%
HK$95,520
baseline
▲ 0.50% · 4.625%
HK$101,332
+HK$5,812/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,040/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,994
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,676
−HK$2,721/mo
Today · 4.125%
HK$105,397
baseline
▲ 0.50% · 4.625%
HK$110,952
+HK$5,555/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,794/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,705 · Scale 2, in force from 26 Feb 2026)