LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,936
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,490
−HK$1,578/mo
Today · 4.125%
HK$53,068
baseline
▲ 0.50% · 4.625%
HK$56,297
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,136/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,554
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,044
−HK$1,511/mo
Today · 4.125%
HK$58,555
baseline
▲ 0.50% · 4.625%
HK$61,642
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,110/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,924
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,788
−HK$1,893/mo
Today · 4.125%
HK$63,681
baseline
▲ 0.50% · 4.625%
HK$67,556
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,362/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,664
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,452
−HK$1,814/mo
Today · 4.125%
HK$70,266
baseline
▲ 0.50% · 4.625%
HK$73,970
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,532/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,911
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,086
−HK$2,209/mo
Today · 4.125%
HK$74,295
baseline
▲ 0.50% · 4.625%
HK$78,816
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,590/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,775
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,861
−HK$2,116/mo
Today · 4.125%
HK$81,977
baseline
▲ 0.50% · 4.625%
HK$86,298
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,954/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,885
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,681
−HK$2,841/mo
Today · 4.125%
HK$95,522
baseline
▲ 0.50% · 4.625%
HK$101,334
+HK$5,812/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,044/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,997
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$102,678
−HK$2,721/mo
Today · 4.125%
HK$105,399
baseline
▲ 0.50% · 4.625%
HK$110,955
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,798/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,727 · Scale 2, in force from 26 Feb 2026)