LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,938
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,491
−HK$1,578/mo
Today · 4.125%
HK$53,069
baseline
▲ 0.50% · 4.625%
HK$56,298
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,138/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,555
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,045
−HK$1,512/mo
Today · 4.125%
HK$58,557
baseline
▲ 0.50% · 4.625%
HK$61,643
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,114/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,925
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,789
−HK$1,894/mo
Today · 4.125%
HK$63,683
baseline
▲ 0.50% · 4.625%
HK$67,558
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,366/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,666
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,454
−HK$1,814/mo
Today · 4.125%
HK$70,268
baseline
▲ 0.50% · 4.625%
HK$73,972
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,536/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,913
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,087
−HK$2,210/mo
Today · 4.125%
HK$74,297
baseline
▲ 0.50% · 4.625%
HK$78,818
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,594/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,777
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,863
−HK$2,116/mo
Today · 4.125%
HK$81,979
baseline
▲ 0.50% · 4.625%
HK$86,301
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,958/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,888
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,684
−HK$2,841/mo
Today · 4.125%
HK$95,525
baseline
▲ 0.50% · 4.625%
HK$101,337
+HK$5,812/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,050/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,999
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,681
−HK$2,721/mo
Today · 4.125%
HK$105,402
baseline
▲ 0.50% · 4.625%
HK$110,958
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,804/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,752 · Scale 2, in force from 26 Feb 2026)