LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,938
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,492
−HK$1,578/mo
Today · 4.125%
HK$53,070
baseline
▲ 0.50% · 4.625%
HK$56,299
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,140/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,556
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,046
−HK$1,512/mo
Today · 4.125%
HK$58,558
baseline
▲ 0.50% · 4.625%
HK$61,644
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,116/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,926
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,790
−HK$1,894/mo
Today · 4.125%
HK$63,684
baseline
▲ 0.50% · 4.625%
HK$67,559
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,368/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,667
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,455
−HK$1,814/mo
Today · 4.125%
HK$70,269
baseline
▲ 0.50% · 4.625%
HK$73,973
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,538/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,914
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,089
−HK$2,209/mo
Today · 4.125%
HK$74,298
baseline
▲ 0.50% · 4.625%
HK$78,819
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,596/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,778
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,864
−HK$2,117/mo
Today · 4.125%
HK$81,981
baseline
▲ 0.50% · 4.625%
HK$86,302
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,962/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,889
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,685
−HK$2,841/mo
Today · 4.125%
HK$95,526
baseline
▲ 0.50% · 4.625%
HK$101,339
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,052/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,001
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,683
−HK$2,721/mo
Today · 4.125%
HK$105,404
baseline
▲ 0.50% · 4.625%
HK$110,960
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,808/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,767 · Scale 2, in force from 26 Feb 2026)