LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,939
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,493
−HK$1,578/mo
Today · 4.125%
HK$53,071
baseline
▲ 0.50% · 4.625%
HK$56,300
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,142/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,557
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,047
−HK$1,512/mo
Today · 4.125%
HK$58,559
baseline
▲ 0.50% · 4.625%
HK$61,645
+HK$3,086/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,118/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,927
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,791
−HK$1,894/mo
Today · 4.125%
HK$63,685
baseline
▲ 0.50% · 4.625%
HK$67,560
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,370/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,669
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,457
−HK$1,813/mo
Today · 4.125%
HK$70,270
baseline
▲ 0.50% · 4.625%
HK$73,975
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,540/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,915
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,090
−HK$2,210/mo
Today · 4.125%
HK$74,300
baseline
▲ 0.50% · 4.625%
HK$78,820
+HK$4,520/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,600/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,780
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,866
−HK$2,116/mo
Today · 4.125%
HK$81,982
baseline
▲ 0.50% · 4.625%
HK$86,304
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,964/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,891
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,687
−HK$2,841/mo
Today · 4.125%
HK$95,528
baseline
▲ 0.50% · 4.625%
HK$101,341
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,056/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,003
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,685
−HK$2,721/mo
Today · 4.125%
HK$105,406
baseline
▲ 0.50% · 4.625%
HK$110,962
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,812/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,785 · Scale 2, in force from 26 Feb 2026)