LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,940
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,494
−HK$1,578/mo
Today · 4.125%
HK$53,072
baseline
▲ 0.50% · 4.625%
HK$56,301
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,144/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,558
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,048
−HK$1,512/mo
Today · 4.125%
HK$58,560
baseline
▲ 0.50% · 4.625%
HK$61,647
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,120/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,929
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,793
−HK$1,894/mo
Today · 4.125%
HK$63,687
baseline
▲ 0.50% · 4.625%
HK$67,562
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,374/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,670
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,458
−HK$1,814/mo
Today · 4.125%
HK$70,272
baseline
▲ 0.50% · 4.625%
HK$73,976
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,544/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,917
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,091
−HK$2,210/mo
Today · 4.125%
HK$74,301
baseline
▲ 0.50% · 4.625%
HK$78,822
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,602/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,781
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,868
−HK$2,116/mo
Today · 4.125%
HK$81,984
baseline
▲ 0.50% · 4.625%
HK$86,305
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,968/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,893
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,689
−HK$2,841/mo
Today · 4.125%
HK$95,530
baseline
▲ 0.50% · 4.625%
HK$101,343
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,060/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,005
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,687
−HK$2,721/mo
Today · 4.125%
HK$105,408
baseline
▲ 0.50% · 4.625%
HK$110,964
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,816/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,803 · Scale 2, in force from 26 Feb 2026)