LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,941
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,495
−HK$1,578/mo
Today · 4.125%
HK$53,073
baseline
▲ 0.50% · 4.625%
HK$56,302
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,146/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,559
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,049
−HK$1,512/mo
Today · 4.125%
HK$58,561
baseline
▲ 0.50% · 4.625%
HK$61,648
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,122/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,929
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,794
−HK$1,893/mo
Today · 4.125%
HK$63,687
baseline
▲ 0.50% · 4.625%
HK$67,563
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,374/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,671
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,459
−HK$1,814/mo
Today · 4.125%
HK$70,273
baseline
▲ 0.50% · 4.625%
HK$73,977
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,546/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,918
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,092
−HK$2,210/mo
Today · 4.125%
HK$74,302
baseline
▲ 0.50% · 4.625%
HK$78,823
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,604/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,783
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,869
−HK$2,116/mo
Today · 4.125%
HK$81,985
baseline
▲ 0.50% · 4.625%
HK$86,307
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,970/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,894
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,690
−HK$2,841/mo
Today · 4.125%
HK$95,531
baseline
▲ 0.50% · 4.625%
HK$101,344
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,062/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,006
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,688
−HK$2,721/mo
Today · 4.125%
HK$105,409
baseline
▲ 0.50% · 4.625%
HK$110,966
+HK$5,557/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,818/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,816 · Scale 2, in force from 26 Feb 2026)