LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,942
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,495
−HK$1,579/mo
Today · 4.125%
HK$53,074
baseline
▲ 0.50% · 4.625%
HK$56,303
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,148/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,560
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,050
−HK$1,511/mo
Today · 4.125%
HK$58,561
baseline
▲ 0.50% · 4.625%
HK$61,648
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,122/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,930
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,794
−HK$1,894/mo
Today · 4.125%
HK$63,688
baseline
▲ 0.50% · 4.625%
HK$67,564
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,376/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,672
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,460
−HK$1,814/mo
Today · 4.125%
HK$70,274
baseline
▲ 0.50% · 4.625%
HK$73,978
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,548/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,919
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,093
−HK$2,210/mo
Today · 4.125%
HK$74,303
baseline
▲ 0.50% · 4.625%
HK$78,824
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,606/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,784
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,870
−HK$2,116/mo
Today · 4.125%
HK$81,986
baseline
▲ 0.50% · 4.625%
HK$86,308
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,972/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,895
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,692
−HK$2,841/mo
Today · 4.125%
HK$95,533
baseline
▲ 0.50% · 4.625%
HK$101,345
+HK$5,812/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,066/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,008
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,690
−HK$2,721/mo
Today · 4.125%
HK$105,411
baseline
▲ 0.50% · 4.625%
HK$110,967
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,822/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,829 · Scale 2, in force from 26 Feb 2026)